Car Buying Tips & Information 汽车购买技巧与资讯

Auto Financing Scams 汽车金融诈骗

Car dealers are often portrayed as predators just waiting for an unsuspecting customer to come along.  This is because many people believe that they are always on the prowl for unsuspecting buyers that are not very knowledgeable about cars.  This can be unfair because we can argue that there are car dealers out there who would not cheat just to get an extra profit.汽车经销商往往描绘成大鳄只是在等待一个毫无戒心的顾客前来，这是因为许多人都相信，他们永远是对四处觅食，为不知情的买主是不是很熟悉车的，这可以是不公平的，因为我们可以说有汽车经销商那里的人不会欺骗只是为了获得额外的利润。

How do you tell the difference?你怎么告诉差别吗？

To avoid becoming a victim of sneaky car dealers, look at the following auto financing scams.为了避免成为受害者的偷渡车行，看看以下的汽车金融诈骗。

Yoyo scam 摇摇轮骗局

You will be allowed by the dealer to bring the car home as soon as possible.  The dealer will take care of the financing, a few days later he will contact you again and tell you that there was a problem with your financing plan.  He will tell you to set up a new financing scheme through him which, of course, will be at a higher cost and this will also entail a very high profit on the dealer's part.你将被允许由经销商把车尽快回国。汽车经销商会照顾融资，几天后他将与您联系，再次告诉你，有问题，与你的融资计划，他将于告诉你成立一个新的融资计划，通过他，当然会在更高的成本，这也将带来非常高的利润，对汽车经销商的一部分。

Be wary of this trick and avoid it at all costs if you detect it.  If you have a bad credit standing, don't have your financing done by the dealer and make arrangements for your own financing.  If you ever do avail of the dealer's financing, you should never drive the car back to your home immediately.  Wait for at least 24 hours just to make sure that the processing of your financing scheme has been completed already.  By allowing 1 whole day to pass by, you are assured that the dealer cannot use this scam on you.提防这种伎俩，并避免它不惜一切代价，如果你发现它，如果你有一个坏的信誉，没有你的融资工作由经销商和作出安排，为自己的融资，如果你这样做是徒劳的经销商的融资，你千万不要开车回到家里立即等待至少24小时，以确保处理您的融资计划已经完成，已经让一整天通过，你放心了经销商不能使用这个骗局在你们身上。

Window etching trick 窗口蚀刻伎俩

Window etching is a very common scam.  What the dealer will do is to offer to etch the VIN number of your car onto the window of the car for a price.  Basically, the price ranges from as low as $300 to as high as $1,000.  Some buyers think that they did a good job by being able to talk down the price to a few hundred dollars, but unfortunately for them, a few hundred dollars is still a good amount of money.  The best way to avoid this kind of scam is for you to buy an etching kit that you can do on your own.  This is available in most auto shops and costs around $20.  See how much they profit from you!窗口蚀刻是一个很常见的骗局。哪些汽车经销商会做的是提供蚀刻车牌号码，然后上车窗外的车为代价。基本上，价格范围从最低300元至最高1000元。部分买家认为他们的工作做得很好，由能说低价格，以数百元，但可惜对他们来说，数百元，仍是一个好的数额的金钱。最佳途径，以避免这样的骗局是你买蚀刻套件，你可以做你自己，这是适用于大部分的汽车店和成本20元左右，见花多少钱，利润由你！

Preparation fees 筹备费

For preparing your car, the dealer will often add an additional preparation fee to your bill.  Just to conduct a test drive, replace fuses, or take the car's plastic cover off can have your bill increasing by at least $500!  If you visit other shops, you can get the information that these add on costs are already included in the MSRP as set by the manufacturer.  Some dealers automatically add it to the buyer's order to make it look mandatory.  To take care of this scam, you can ask the dealer to classify it as credit (it should be identical to the amount of the preparation fee) on the following line.  If the dealer does not agree to this, you can just simply walk away from the dealership.为准备你的车，经销商往往会额外增加编制费帐单，光是要进行试驾，更换保险丝，或乘汽车的塑料盖起飞可以按照自己的草案增加了至少500元！如果你去别的商店，你可以得到信息，这些附加费用已经包含在厂商建议零售价为一套由制造商，有的经销商会自动将它添加到买方的，以使它看看强制性的。去照顾这个骗局，你可以要求经销商将其划为信贷（应当相同数额编制费）就以下线，如果经销商不同意这一点，你可以简单地走开，从经销商。

Market adjustment 市场调节

The dealer will convince you that the vehicle you want is selling like hot cakes and very popular.  In order to sell you the vehicle, they will do some "market adjustments" amounting to a few thousand dollars.  This is usually indicated by a tag near the MSRP tag set by the manufacturer.  Even if the car you want is very popular and is very much in demand, if it is in stock you should not be tempted because getting a "popular" car is not worth it if you have to pay a few thousand dollars more.  You should never pay more than the MSRP set by the manufacturers.  If you do, then you are allowing others to take advantage of you.汽车经销商将说服你，车上你要的是销售热潮糕点，很受欢迎。为了销售你的车，他们会做一些"市场调节"的达数千元，这是通常表示，由旁边的标签该建议零售价的标签所订的制造商，即使车，你要的是非常受欢迎的，是非常需要，如果是股票，你不应该受到诱惑，因为得到了"大众"轿车，是不值得的，如果你要付出数千元以上，你绝不应支付多于建议零售价定，由制造商，如果你这样做，那你就是让别人利用你。

Warranty extension 延长保修

Although this type of scam is old already, it is still being used and there are many who fall for this trick.  What happens in this kind of scam is that when you make a loan for the car, the dealer will tell you that you are required to purchase an extended warranty because it is one of the conditions of the bank.  There is a simple way of avoiding this scam.  Ask the dealer to specify clearly in writing that the extended warranty is required for the loan to be approved.  The dealer will most probably find a way to have it excluded.  If he persists in including the extended warranty, do not do business with this guy and go to other dealerships.虽然这种类型的骗局是老了，这是至今仍在使用，并有不少人属于这一伎俩。发生什么，在这样的骗局是，当你作出的贷款，用于汽车，经销商会告诉你，你是需要购买延长保修期，因为这是条件之一，该银行也有一个简单的方法避免了这一骗局。请问经销商明确书面证明延长保修期需要贷款获得批准。汽车经销商很可能会找到一种方法将它排除在外，如果他坚持，包括延长保修期，不这样做的企业，这家伙去其他经销商。

These are some of the most common auto financing scams that are utilized by some car dealers.  Always keep these in mind if you are going to buy a car.  If you or a friend were treated fairly by a dealer in the past, consider using the same dealership again.  It’sa good indication that they do care about their customers and aren’t just looking for a “fast buck.”这些都是一些最常见的汽车金融诈骗行为，是利用一些汽车经销商。始终保持这些记住，如果你要购买汽车，如果你或朋友被公平对待，由经销商在过去，可以考虑使用同时，经销商又如此惊人的好迹象表明，他们确实是关心他们的客户，并且不只是在寻求一个"快钱" 。