Getting the Best Deal on Auto Insurance 得到最佳的处理上汽车保险

Let your fingers do the walking… Remember that Yellow Pages Ad Campaign?让你的手指也这样做散步…记得黄页广告活动？ Excellent advice if you’re shopping for auto insurance.精辟的意见，如果您想购买汽车保险。 Shop around and do it yearly.货比三家，做到逐年。 Don’t just keep paying the invoice over and over without comparison shopping.不只是不断付钱发票超过或以上没有比较购物。 Below are a few suggestions to help you get the best deal available on your automobile insurance policy.下面是几个建议，以帮助你获得最佳的交易，可你的汽车保险政策。

Insurance agents really have a lot of leeway.保险代理人真的有很多的回旋余地。 They can price match and they can offer many discounts.他们可以匹配的价格，他们可以提供许多优惠。 There are also many decisions you can make about your policy that will save you a bundle.也有很多决定，你可以使你的政策，这将节省您的捆绑。 For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings.例如，如果你改变你的免赔额对你的碰撞，从50元免赔额至1000美元免赔额，您内嵌一个庞大的保费节余。 If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.如果你不认为你可以来了1000元出的口袋，然后改变它，以500美元的免赔额;你还是节省了相当规模的对你的年保费支付。

You can also get more of a savings if you change your comprehensive deductible.你也可以得到更多的储蓄，如果你改变你的综合扣除。 Many people needlessly carry full coverage on their older vehicle.许多人毫无必要进行充分报道，对他们的旧汽车。 They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate.他们原先购买的车辆新的，支付全额保障，并在这一天，继续为此付出同样的高利率。 Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.他们十年老车可能值得在1000美元或更少，但他们继续为此付出250元-4 50元，每6个月（共计5 00元至9 00元美元，为一年） ，以保持充分报道，对他们的旧汽车。

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle.不过，如果他们有一宗意外事件，总计他们的车辆，保险公司将只支付他们批发车辆的价值。 The amount they would receive could be $1000 or less.数额，他们将获得可超过1000美元或更少。 A vehicle that old just needs the insurance that protects the other person in case of an accident.一辆旧只需要保险的保障其他人在案件发生意外。

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings.另一种方法，以节省更多关于你的保险是通过结合你的车辆和其他保险一起，以获得你的额外储蓄。 All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies).各保险公司提供了一个多车折扣（如果你没有，它的时间来开关公司） 。 Further, many will discount more if you have your homeowners or renters policy with them.此外，许多人会更多折扣，如果你有你的屋主或租户的政策，他们的。

There are a few other discounts that you may not be taking advantage of.有几个其它折扣，你可能并不被利用。 It seems obvious, but make sure you are getting the correct rate for your age.它似乎是显而易见的，但务必要获得正确率为你的年龄。 There are discounts for various ages than can save you lots of money.有折扣，为不同年龄超过可为您节省大量的金钱。 Check with your agent on this one.请与您的代理人就这一个。 Also alarm systems on your vehicle are usually good for a discount.还警报系统，对您的汽车通常是有利于一个折扣。 Additionally, anti-lock brakes and air bags can also help lower your premiums.此外，防锁死刹车和安全气囊还可以帮助您降低保费。

Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.不只是不断付钱发票时，它责无旁贷你的保险条例应该是一个自动触发为你作几个电话，看看如果你能节省更多的钱对你的汽车保险费。